Partner Family Frequently Asked Questions
Q: What is a “Partner Family?”
A: A Partner Family has gone through Habitat’s family selection process and been approved by the Habitat Board of Directors.
—————–
Q: What service does Habitat for Humanity provide?
A: Habitat for Humanity provides a way for low-income families to own their own home through a zero-interest, 20 year mortgage. Mortgage payments are approximately $350 – $400 a month.
—————–
Q: How does Habitat for Humanity choose Partner Families?
A: There are three factors Habitat looks for when considering Partner Families: need, ability to pay the mortgage, and willingness to partner with Habitat for Humanity. This means:
- The monthly salary must be within a specific range depending on family size
| Family Size | Gross Annual Family Income |
| 1 | $13,250-$24,255 |
| 2 | $15,150-$27,720 |
| 3 | $17,050-$31,185 |
| 4 | $18,900-$34,650 |
| 5 | $20,450-$37,455 |
| 6 | $21,950-$40,205 |
| 7 | $23,450-$43,010 |
| 8 | $24,950-$45,760 |
| 9 | $26,450-$48,510 |
| 10 | $27,950-$51,260 |
| 11 | $29,450-$54,010 |
- The family cannot have filed for bankruptcy within the last 3 years.
- The family must be willing to put in 300 hours of “sweat equity” (volunteer labor), and attend 10 classes on subjects like financing and home maintenance
- U.S. Citizen or Green card
—————–
Q: What do I do now?
A: Call 260.422.4828 to sign up for an enrollment meeting. Expect to be asked a few pre-qualification questions during the call. The enrollment meeting will explain the process of becoming a Partner Family and start you down the road to home ownership.
